Affirm app interface showing available spending limit and store options for buy now pay later purchases.

The True Cost of Buy Now, Pay Later Apps—and How to Use Them Wisely

The real cost of buy now pay later apps isn’t always obvious. Klarna, Affirm, and Afterpay make it easy to split payments into smaller chunks. But behind those “interest-free installments” are fees and risks that can quietly drain your wallet. Here’s what you need to know about how they work and how...
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