How to Turn Your Unused Gift Cards Into Cash (Safely)

Got a drawer full of unused gift cards collecting dust? Every year, millions of dollars in plastic go unspent, leaving value wasted. The good news is that it doesn’t have to stay that way. You can sell unused gift cards for cash quickly and safely.

From trusted online exchanges to simple local swaps, this guide shows you how to unlock the hidden value in every forgotten card.

Step 1: Check Your Card Balance First

Before you even think about selling, confirm the balance. Many gift card exchange sites require an exact value before they’ll make an offer. Use the retailer’s online balance checker or call the toll-free number on the back.

To see how this works in other savings areas, check How to Score Freebies From Your Favorite Brands for more easy wins.

Step 2: Pick the Best Place to Sell Gift Cards

Not all platforms pay the same. Sites like CardCash, Raise, and GiftCash let you sell directly, often at 80–90% of face value. For example, a $100 Amazon card might fetch $85–$90 depending on demand. Picking the best place to sell gift cards is like comparing supermarkets. You always want the highest return.

Step 3: Trade Gift Cards Online if Cash Isn’t Priority

Sometimes you’d rather swap than sell. Platforms like Cardpool or Gameflip let you trade gift cards online for brands you’ll actually use. Have a $50 Olive Garden card gathering dust? Swap it for Target or Walmart credit. It’s a clever way to stretch your money.

Step 4: Use Cash for Gift Cards Apps

Mobile-first? Apps like Prepaid2Cash or GiftCash let you upload a photo of the card and get funds deposited directly into your bank. These cash for gift cards apps advertise fast payout options, usually within a few business days.

For more ways to maximize your money, see The Best Cashback and Rewards Apps for Grocery Shopping.

Step 5: Know Your Card Resale Value

Cards from big brands like Amazon, Target, and Walmart hold more value because they’re in high demand. Specialty retailers, on the other hand, may only fetch 60–70% of their balance. Understanding card resale value keeps your expectations realistic and helps you avoid poor offers.

Step 6: Turn Gift Cards Into Cash Safely

Safety is where most people slip up. Never share card numbers with random buyers on social media. Always use trusted digital marketplaces or established discount gift card buyers. The FTC’s guide to avoiding scams stresses one thing: fraud protection comes from platforms with guarantees and buyer protections.

Step 7: Consider Alternative Uses

Not every card needs to be sold. Sometimes the smartest move is putting it to use in creative, practical ways. If selling feels like a hassle, you can:

  • Pay bills: Some utility companies accept prepaid cards.
  • Donate: Charities like Goodwill often accept gift cards.
  • Regift: Pair a card with a small treat and turn it into a thoughtful present.

Don’t Leave Money on the Table

Learning how to sell unused gift cards for cash is easier than you think if you stick to safe platforms. Compare rates, check balances, and use apps with fraud protection.

Whether you sell, swap, or repurpose, your dusty cards are worth real money. Play it smart, and those forgotten plastics can fund your next deal hunt.

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